The dividend record date is the date that the Registrar refers to the register of members to prepare the dividend payment. A shareholding must be registered on this date to receive the dividend. The record date for the latest dividend can be found in the Financial Calendar.
The ex-dividend date is a specific date after which buyers are no longer entitled to receive the last declared dividend. This is known as going ‘ex-dividend’ and before this date the shares are said to be ‘cum-dividend’. If you buy shares before the ex-dividend date, you are entitled to the recently declared dividend. If you buy shares on or after that date, the previous owner of the shares (and not you) is entitled to the dividend. The ex-dividend date for the latest dividend can be found in the financial calendar.